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Ford, State Farm To Offer Insurance Savings Over Sync

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2012 Ford Mustang equipped with SYNC AppLink

2012 Ford Mustang equipped with SYNC AppLink

(credit: istock) Technology Report
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DEARBORN — The nation’s No. 2 automaker and the country’s leading insurer of cars have joined forces to offer lower insurance premiums for drivers.

Using Ford Sync technology, State Farm Insurance is expanding its Drive Safe & Save program.

The program allows State Farm customers with select Sync-equipped Ford Motor Co. vehicles to reduce their auto insurance premiums by using the Vehicle Health Report feature to report their mileage.

The magnitude of the savings will be determined by the number of miles they drive. Those choosing to enroll in the program will initially save about 5 percent on their auto insurance coverage. The amount of premium savings will be determined at each renewal date (every six months) based on the number of miles driven during that period. Those driving the national average of 1,000 miles per month will typically save around 10 percent, but that could change depending on actual mileage driven, with low-mileage drivers saving up to 40 percent.

“We’re excited to have Ford as a partner in this effort,” said State Farm Senior Vice President Mike Wey. “State Farm is always looking for better ways to serve our customers.”

Ford Sync provides drivers with the ability to voice command and control their mobile devices, like cell phones and MP3 players, and provides services such as 911 Assist, an emergency calling feature, and Vehicle Health Report. Vehicle Health Report is a standard, no-subscription feature that allows owners to request a diagnostic report about their vehicle’s performance and maintenance needs. Since Vehicle Health Report pulls the odometer reading directly from the engine computer, the mileage from the report is considered verified and can be shared with State Farm representatives to qualify the vehicle for Drive Safe & Save.

“We’re very pleased to be working with State Farm to lower the cost of vehicle ownership for the three million Ford Sync owners who are driving vehicles with the Vehicle Health Report feature,” said Doug VanDagens, Ford Connected Services global director. “Sync Vehicle Health Report is free for the life of the vehicle, so our customers can qualify for insurance discounts without having to pay a monthly subscription.”

State Farm’s Drive Safe & Save program for Ford Sync will initially launch in Utah then roll out to other states.

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