TROY — In 2014, key elements of the Patient Protection and Affordable Care Act take effect, including employer “play or pay” mandates, mandatory coverage requirements for individuals, and health exchanges. 

Michigan organizations and human resources professionals are focusing on managing health care benefits costs while also adapting to and complying with the law. 

Troy-based McGraw Wentworth, a Marsh & McLennan Agency LLC company, has launched its 10th annual Southeast Michigan Mid-Market Group Benefits Survey to provide employers with benchmarking and trend data to use in developing their 2014 benefits plan strategies, including how to best navigate Affordable Care Act requirements.

Results and analysis will be released in May.

More than 550 southeast Michigan organizations are expected to participate in the free survey. 

The 2013 Mid-Market Survey includes new data points to address the changes in employer-sponsored health care. The resulting analysis will:
* Highlight whether Michigan organizations plan to continue offering group health coverage under health reform.
* Benchmark how organizations intend to address the 30-hour work week, affordability test, auto enrollment rules and availability of health exchange.
* Examine the use of cost control strategies such as defined contribution plans, consumer driven health plans (CDHPs), cost-shifting, and spousal surcharges.
* Track organizations’ wellness initiatives, their use of incentives, and outcomes measurement.
* Review PPO, HMO and CDHP plan costs and co-pays for southeast Michigan employers.
* Identify the region’s TrendBenders, high-performing organizations that have kept average cost increases at less than 3 percent over the past two years.

“Health Care Reform is prompting all employers to examine their business models, to delve deeper into their work force and benefits management strategies,” said Rebecca McLaughlan, managing director at McGraw Wentworth.  “This survey is an important tool that helps midsize organizations understand health care cost trend and provides them with an objective overview of how their industry and regional peers intend to adapt to ACA.”

Mid-sized employers with 100 to 10,000 employees in southeast Michigan — including manufacturing, technology, service, government, education and not-for-profit organizations — benefit from the extensive survey analysis. Participants are invited to attend an informative survey results seminar at which they will receive a tailored report benchmarking their organization against industry peers and the entire dataset. All data will be confidential. Interested organizations should call Ryan Bowers at (248) 822- 6231 or visit

McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital.


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