LANSING, Mich. (AP) – The 45-day period to buy health insurance for 2019 is underway in Michigan.

About 343,000 state residents are covered through the individual market.

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Eleven insurers are offering 123 plans — nine on the federal marketplace that enables consumers to qualify for income-based tax credits to help pay premiums.

Rates have stabilized for 2019, though a Kaiser Foundation study estimates that if not for changes by President Donald Trump and the Republican-led Congress, premiums would have been substantially lower next year .

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Enrollment began Thursday and ends Dec. 15. Those who bought a plan through the marketplace last year will be auto-enrolled in the same plan unless they pick a different one.

In Michigan, premiums on average are rising 1.7 percent, though rate changes vary by insurer and plan.

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